We buy houses in Hilliard Florida. Do you have a Hilliard FL house that’s in foreclosure right now? Maybe you are wondering, “Can I sell my house in Hilliard FL that is in foreclosure?” Many people going through the Hilliard FL foreclosure process want to get out from under that burdensome house and wonder if they can sell the property in foreclosure. As local homebuyers in Hilliard FL, our short answer is: Yes. The long answer is: It’s a little more complicated, but usually you can sell your house in Hilliard prior to foreclosure. Generally, the sooner you start, the better.
Can I Sell My House in Foreclosure in Hilliard FL? – How It Works
There are a lot of folks in Hilliard FL who have faced foreclosure in the past few years. Due to the changes in the economy, a lot of banks have been shifting the way they deal with foreclosures.
Remember, the bank that carries your mortgage doesn’t want to see your home abandoned or auctioned. The bank stands to make the most amount of money by helping you avoid foreclosure by selling your property. However, dealing with banks during any part of the foreclosure process can be a huge pain. Over many years of working with banks to help stop the foreclosure process, we’ve learned a few tricks that will help you.
Working with Banks During the Foreclosure Process
- Always over-communicate with the bank (but don’t be annoying). Call with updates and show them what you’re doing to get your property sold.
- Don’t miss deadlines. If anything will be late, call with advance notice.
- Remember that bankers are people too. Don’t be overly dramatic, but explaining your situation and demonstrating your willingness to fix the problems to make it right go a long way.
- Start keeping careful records of every conversation you have with the bank. Nothing counts unless it is in writing. Make sure to keep track of each person you speak with, what they said, and any promises made.
- Explore all your options, including short sale, loan modifications, and bankruptcy. Depending on the details of your personal situation, you may be able to dramatically slow down the foreclosure process with enough effort. Each bank has its own policies to help borrowers avoid foreclosure.
- Don’t wait. Unfortunately, time is not on your side. The further behind you become on payments, the fewer options are available to you.
Hilliard FL Home Buyers
If you’re looking to sell your house in FL in foreclosure, call us now.
We specialize in helping homeowners in situations including foreclosure around Hilliard FL and the whole state of Florida get out of difficult situations and avoid foreclosure. In certain circumstances, we can negotiate directly with the bank to reduce the amount you owe and (sometimes) even help you walk away from your property with cash.
If you need to sell a property near Hilliard FL, we can help you. We offer cash for houses in Hilliard FL like yours from people who need to sell fast.